Quick answer
Karmi is a gram panchayat in Bighapur block of Unnao district, Uttar Pradesh (LGD code 92248, PIN code 209863). It has 9 villages: Bbhadaiya Khera, Dariyabad, Duruharu, Fattehpur, Karmi and others. The Gram Pradhan is Jamuna Prashad. It is in Bhagwantnagar assembly constituency (MLA: Ashutosh Shukla, Bharatiya Janata Party) and Unnao Lok Sabha constituency (MP: Swami Sachchidanand Hari Sakshi).
About Karmi Gram Panchayat
Karmi (करमी) is a village-level local government (Gram Panchayat) in Bighapur block, Unnao district of Uttar Pradesh. For land and revenue matters it falls in Bighapur tehsil, and the district belongs to the Lucknow Division. The official LGD code of this panchayat is 92248.
Karmi Gram Panchayat covers 9 revenue villages: Bbhadaiya Khera, Dariyabad, Duruharu, Fattehpur, Karmi, Katri Bhadaiya Khera, Keola Khera, Narghuwa and Terhwa. Voters of all these villages together form one Gram Sabha and elect a single Gram Pradhan.
By straight-line distance, Karmi lies about 34 km to the south of Unnao headquarters. Karmi is about 7.9 km south-west of the centre of Bighapur block. For rail travel, Kulha-Halt station (around 12 km away) is the closest.
Within Bighapur block there are 67 gram panchayats (and 1,043 across Unnao district); Karmi is one of them. Its voters elect their MLA from the Bhagwantnagar assembly constituency and its MP from the Unnao Lok Sabha constituency.
This page brings together everything a resident or visitor of Karmi usually needs: who the Gram Pradhan, MLA and MP are, which villages make up the panchayat, where the polling booths and nearby facilities are, which welfare schemes apply, and how to get documents such as family register copies, income or caste certificates.
Karmi at a glance
| Name | Karmi / करमी |
|---|---|
| Type | Gram Panchayat |
| LGD code | 92248 |
| Block | Bighapur |
| Tehsil | Bighapur |
| District | Unnao |
| Division | Lucknow Division |
| State | Uttar Pradesh |
| Villages | 9 |
| Assembly Constituency | Bhagwantnagar |
| Lok Sabha Constituency | Unnao |
| Gram Pradhan | Jamuna Prashad |
| MLA | Ashutosh Shukla (Bharatiya Janata Party) |
| MP | Swami Sachchidanand Hari Sakshi (Bharatiya Janata Party) |
| PIN code | 209863, 209827 |
| Coordinates | 26.2679° N, 80.6053° E (approximate) |
| Schools | 2 |
| Polling Centres | 2 |
| Panchayat Secretary | Dharmendr Kumar |
Map of Karmi
Points are approximate, derived from State Election Commission polling-centre locations. Map tiles © OpenStreetMap contributors.
Official codes for Karmi
| LGD code | |
|---|---|
| PIN code | |
| DIGIPIN (reference point) |
The DIGIPIN of the panchayat's reference point is 372-4PP-KTL8. DIGIPIN is India Post's 10-character national address grid; this code marks the mapped centre of the panchayat, not any particular house or office.
The LGD (Local Government Directory) code is the permanent number the Government of India gives every village, panchayat, block and district; eGramSwaraj, MGNREGA and many other portals identify places by it.
Villages in Karmi Gram Panchayat
The table lists every revenue village recorded under Karmi Gram Panchayat in the Local Government Directory, with its Hindi name and official village code. These codes are the same ones used on land records (Bhulekh), ration-card and scheme portals, so they are useful when filling online forms.
| Village | Name in Hindi | Village code |
|---|---|---|
| Bbhadaiya Khera | – | 142735 |
| Dariyabad | – | 142738 |
| Duruharu | – | 142733 |
| Fattehpur | फत्तेपुर | 142736 |
| Karmi | करमी | 142727 |
| Katri Bhadaiya Khera | – | 142737 |
| Keola Khera | – | 142730 |
| Narghuwa | नरघुवा | 142725 |
| Terhwa | – | 142734 |
Population of Karmi
Village-level census tables for this area are still being added to the directory. For context, here are the Census 2011 rural figures of Unnao district, which Karmi belongs to:
| Rural population | 25,76,721 |
|---|---|
| Rural households | 4,91,106 |
| Rural literacy rate | 64.5% |
| Rural sex ratio | 906 |
| Rural SC population share | 33.9% |
| Rural work participation | 37.3% |
Health and household indicators (NFHS-5)
Health and household indicators for Unnao district, where Karmi is located, from NFHS-5 (2019–21). These are district averages, not village-specific figures:
| Indicator | Unnao |
|---|---|
| Women who are literate | 64.4% |
| Women with 10+ years of schooling | 37.0% |
| Institutional births | 80.8% |
| Children 12–23 months fully vaccinated | 58.6% |
| Children under 5 who are stunted | 39.2% |
| Women (15–49) who are anaemic | 48.9% |
| Households using clean cooking fuel | 43.4% |
| Households with improved sanitation | 60.3% |
| Households with electricity | 75.4% |
| Households with health insurance | 15.3% |
| Households with improved drinking water | 98.5% |
Work and livelihood
Unnao district’s One District One Product (ODOP) is Zari-zardozi. Artisans and entrepreneurs from Karmi working in this trade can apply at the District Industries Centre for ODOP margin-money loans, training and toolkits.
As in most of rural Uttar Pradesh, farming, wheat in the Rabi season and paddy in the Kharif season, depending on the area, along with dairy and wage work under MGNREGA, is the main source of livelihood around Karmi. Households can get a MGNREGA job card from the gram panchayat for up to 100 days of paid work a year, and farmers can register for PM-KISAN and Kisan Credit Cards through the block agriculture office or a Common Service Centre.
Administration
Under the Uttar Pradesh Panchayat Raj Act, 1947, Karmi is run by its elected Gram Pradhan together with the Up-Pradhan and the members of each ward. The Gram Sabha of all adult voters approves the annual plan and the list of scheme beneficiaries, while the Panchayat Secretary (Gram Panchayat Adhikari) assigned by the Bighapur block office keeps the Parivar Register (family register), the accounts and the birth-death register.
Every gram panchayat in Uttar Pradesh is required to form 6 committees: Planning and Development Committee (chaired by the Pradhan), Education Committee, Construction Works Committee, Health and Welfare Committee, Administrative Committee and Water Management Committee. The Gram Sabha must meet at least twice a year (after the Kharif and Rabi harvests) to review the accounts and approve the Gram Panchayat Development Plan (GPDP), which is then uploaded on the eGramSwaraj portal.
| Office | Where | Handles |
|---|---|---|
| Gram Pradhan | Karmi | Development works, Gram Sabha, scheme beneficiary selection |
| Panchayat Secretary (Gram Panchayat Adhikari) | Karmi / Bighapur | Family register, birth & death registration, records |
| Lekhpal | Bighapur Tehsil | Land records, khatauni, income/caste verification |
| Block Development Officer (BDO) | Bighapur | Rural development schemes, MGNREGA, housing |
| ADO (Panchayat) | Bighapur | Panchayat funds, audits, complaints about the panchayat |
| Tehsildar / SDM | Bighapur | Certificates, mutation, revenue courts |
| District Panchayat Raj Officer (DPRO) | Unnao | Oversight of all gram panchayats in the district |
| District Magistrate (DM) | Unnao | Overall district administration and grievance redressal |
Who represents Karmi (Pradhan, MLA, MP)
The Gram Pradhan of Karmi is Jamuna Prashad; contacts for the Gram Pradhan and the panchayat secretary are listed under office-bearers and contacts.
A Gram Pradhan serves a five-year term. The Gram Pradhan convenes the Gram Sabha, decides, with the panchayat, how 15th Finance Commission and State Finance Commission grants are spent on works such as drains, lanes, hand pumps and street lights, and recommends beneficiaries for pensions, housing and ration cards.
2021 Pradhan election
- Votes received
- 724
- Vote share
- 36.1%
- Winning margin
- 50
Source: UP Panchayati Raj Department, 2026-10-14
Election result: State Election Commission, 2021
2022 election results
- Votes received
- 1,26,770
- Vote share
- 51.4%
- Winning margin
- 43,305
Source: Election Commission of India
Uttar Pradesh Vidhan Sabha 2022 · 10 Mar 2022
2024 election results
- Votes received
- 6,16,133
- Vote share
- 47.3%
- Winning margin
- 35,818
Source: Election Commission of India
Lok Sabha 2024 · 4 Jun 2024
The MLA represents the area in the state assembly and can recommend works such as roads and school buildings from the MLA Local Area Development fund; the MP represents it in the Lok Sabha and can sanction works under MPLADS.
Who runs Karmi: Pradhan, secretary and contacts
The Gram Pradhan listed for Karmi is Jamuna Prashad; the Panchayat Secretary (Gram Panchayat Adhikari) is Dharmendr Kumar.
| Postal address | Gram Karmi Post Chandanpur Unnao, 209863 |
|---|
The panchayat has 15 elected ward members, 5 of them women. The Secretary also looks after 6 other panchayats, so it is best to check the day they hold office in Karmi before visiting.
Source: UP Panchayati Raj Department, as listed on 14 October 2026. Wrong or outdated? Report a correction · Want a number removed?
Women's representation in Karmi
One-third of all panchayat seats, including the post of Pradhan, are reserved for women under Article 243D of the Constitution, and the reserved seats rotate from one election to the next.
- Women among ward members
- 33%2026-10ReportedUP Panchayati Raj Department
5 of the 15 ward members of Karmi are women, one in three (33%, slightly behind the block's 36%). 2026-10ReportedUP Panchayati Raj Department
Panchayat elections
In the 2021 panchayat election, 7 candidates contested the Pradhan's seat in Karmi, which was reserved for Scheduled Castes. Vinay Kumar won with 36% of the votes, 50 votes ahead of the runner-up. 2021HistoricalUP panchayat election results (in-rolls)
| Election | Seat reserved for | Pradhan elected | Winner's votes |
|---|---|---|---|
| 2021 | Scheduled Castes | Vinay Kumar | 36%, won by 50 votes |
| 2015 | Other Backward Classes | Yamuna Prasad | 34% |
| 2010 | Unreserved | Purushottam | – |
| 2005 | Other Backward Class women | Saroj Kumari | – |
Results come from the State Election Commission's published figures. Elections before 2021 are matched to today's panchayat by name, and some boundaries have changed since. Losing candidates are not named.
Polling centres in Karmi
During panchayat elections, voters of Karmi cast their ballots at the following polling centre(s) notified by the State Election Commission. Most polling centres are set up in government school buildings, so they also double as a handy list of public buildings in the panchayat.
| Name |
|---|
| Prathamik Pathashala Ganganagar प्राथमिक पाठशाला गंगानगर |
| Prathamik Pathashala Karami प्राथमिक पाठशाला करमी |
Citizens aged 18 or above can register as voters by submitting Form 6 on voters.eci.gov.in or the Voter Helpline app, or through their Booth Level Officer (BLO). Note that the electoral roll for panchayat elections is prepared separately by the State Election Commission, check your name on sec.up.nic.in or ask at the block office before a panchayat poll.
How Karmi scores on the Panchayat Advancement Index
The Panchayat Advancement Index (PAI 2.0) of the Ministry of Panchayati Raj scores every gram panchayat from 0 to 100 on nine themes of the Localised Sustainable Development Goals, using about 150 indicators reported by the panchayats and validated by block and district officials.
- PAI score
- 53.7/1002023-24ReportedPanchayat Advancement Index (PAI 2.0)
In the Panchayat Advancement Index 2023-24, Karmi scored 53.7 out of 100, ranking 29th of 67 panchayats in Bighapur block (slightly ahead of the block average of 51.6). 2023-24ReportedPanchayat Advancement Index (PAI 2.0)
That places it in the "Aspirant" band (Achiever 90+, Front Runner 75–90, Performer 60–75, Aspirant 40–60, Beginner below 40).
Scores on the nine development themes
Of the nine themes, Karmi is strongest on “Socially just and secured” (78.9) and weakest on “Water-sufficient panchayat” (40.0), a gap of 39 points that shows where the next Gram Panchayat Development Plan could focus. 5 of the nine theme scores are above the Bighapur block average. 2023-24ReportedPanchayat Advancement Index (PAI 2.0)
Schools in and near Karmi
Schools located in Karmi according to available records:
| Name | Type |
|---|---|
| Prathamik Pathashala Ganganagar प्राथमिक पाठशाला गंगानगर | Primary school |
| Prathamik Pathashala Karami प्राथमिक पाठशाला करमी | Primary school |
Government primary and upper-primary schools around Karmi are run by the state education department through the block education officer (BEO) of Bighapur. Admission is free, and families get textbooks, uniforms and the PM POSHAN mid-day meal. For admission of a child in a private school under the RTE 25% quota, apply during the state’s online admission window; scholarships for classes 9 and above are applied for on scholarship.up.gov.in.
Hospitals and health centres near Karmi
Primary health care for Karmi is organised in tiers: the village ASHA worker and the Anganwadi centre are the first contact, the ANM at the sub-centre (now Ayushman Arogya Mandir) provides immunisation and antenatal care, the Primary Health Centre (PHC) covers about 30,000 people, and the Community Health Centre (CHC) at block level, usually in or near Bighapur, has specialists and a labour room. Serious cases are referred to the district hospital in Unnao.
Banks, post office and CSC near Karmi
Mail to Karmi usually goes to PIN 209863 (Chandan Pur Post Office). Post offices near the panchayat are shown below; besides letters and parcels, they offer savings schemes, India Post Payments Bank accounts and Aadhaar-based cash withdrawal (AePS).
| Name | Type | PIN code | Distance |
|---|---|---|---|
| Chandan Pur | Post Office | 209863 | 4.7 km |
| Chamiyani | Post Office | 209827 | 4.9 km |
| Terha | Post Office | 209863 | 4.9 km |
Bank branches near Karmi
These branches are in the PIN-code areas closest to this panchayat (distance is approximate, measured to the PIN-code centre). Use the IFSC code for NEFT, RTGS and IMPS transfers.
| Bank | Name | IFSC | Distance |
|---|---|---|---|
| Punjab & Sind Bank | Hari Ramkhera | PSIB0021209 | 4.5 km |
| State Bank of India | Babuganj | SBIN0016705 | 4.5 km |
| State Bank of India | Khiro | SBIN0016706 | 4.5 km |
| State Bank of India | Sathani Balakhera, Unnao | SBIN0061279 | 8.9 km |
| Bank of Baroda | Bighapur | BARB0BIGHAP | 13 km |
See all bank branches in Bighapur block
A Jan Dhan account (zero balance, with RuPay card and accident insurance) can be opened with Aadhaar at the nearest branch or Bank Mitra. For online government services, income, caste and residence certificates, pension and scholarship forms, Ayushman cards, residents of Karmi can visit a Jan Seva Kendra.
How to reach Karmi
The most convenient way to reach Karmi by train is via Kulha-Halt, about 12 km away. From the station, shared autos, e-rickshaws and buses connect to Bighapur and the surrounding villages.
The nearest airport is Kanpur Airport, roughly 25 km away.
| Place | Type | Distance | Direction |
|---|---|---|---|
| Unnao headquarters | District | 34 km | south |
| Bighapur block (centre) | Block | 7.9 km | south-west |
| Kulha-Halt (KULH) | Railway Station | 12 km | north-east |
| Pampore (PMPR) | Railway Station | 12 km | west |
| Karbigwan (KBN) | Railway Station | 13 km | south-west |
| Kanpur Airport | Airport | 25 km | north-west |
| Chaudhary Charan Singh International Airport | Airport | 62 km | north-east |
Distances are straight-line; road distance is typically 20–40% longer.
How far Karmi is from everyday services
Straight-line distances from the panchayat's mapped centre to the nearest facility of each kind. Roads add to these, so travel distances are usually 20–40% longer.
- Nearest bank branch
- 4.5 kmCalculatedDigital Panchayat calculation
- Nearest railway station
- 12 kmCalculatedDigital Panchayat calculation
The nearest bank branch is about 4.5 km away, a little closer than the Bighapur block average of 5.2 km. CalculatedDigital Panchayat calculation
The nearest railway station is about 12 km away (Kulha-Halt). The nearest post office is about 4.7 km away, more than twice the block average of 1.9 km.
Places near Karmi
The closest Gram Panchayats to Karmi, measured as straight-line distance between their approximate centres:
| Gram Panchayat | Block | Distance | Direction |
|---|---|---|---|
| Garhewa | Bighapur | 1.3 km | north-west |
| Piprasar | Bighapur | 1.6 km | south-east |
| Vibhaora Chandan Pur | Sikandarpur Karan | 2.4 km | north-west |
| Chilauli | Bighapur | 4.0 km | east |
| Sathniwala Khera | Bighapur | 4.1 km | north-east |
| Baidra | Sikandarpur Karan | 4.2 km | north-west |
| Qutubuddin Garherwa | Bighapur | 4.6 km | east |
| Kamra Jana Pur | Bighapur | 4.7 km | north-east |
Other Gram Panchayats in Bighapur
Citizen services: how to get things done
Parivar Register (family register)
- For the Parivar Register (family register) of Karmi, adding a member or correcting a name, contact the Panchayat Secretary (Gram Panchayat Adhikari) with Aadhaar and proof of birth.
- For a certified copy, apply at a Jan Seva Kendra (CSC) or on e-District UP (edistrict.up.gov.in).
Birth and death certificates
- Report a birth or death in the village to the Panchayat Secretary (Gram Panchayat Adhikari), the registrar for rural areas, within 21 days. For births in a hospital, the hospital registers it.
- The certificate can be downloaded from crsorgi.gov.in. Delayed registration after 21 days may need an affidavit and an order from the Tehsildar / SDM.
Income, caste and domicile certificates
- Apply at a Jan Seva Kendra (CSC) or on e-District UP (edistrict.up.gov.in) with Aadhaar, a photo and a self-declaration.
- The application goes to Bighapur Tehsil, where the Lekhpal verifies it in the village and the Revenue Inspector (Kanungo) forwards the report.
- The Tehsildar / SDM issues the digitally signed certificate, usually within 7–15 working days; track the status online with your application number.
Khatauni (land record) and Dakhil-Kharij (mutation)
- On UP Bhulekh (upbhulekh.gov.in) choose district Unnao, Tehsil Bighapur and your village, then search by account number, plot (khasra) number or name to view the Khatauni.
- A certified copy is available at a Jan Seva Kendra (CSC) or the Tehsil office. Track Dakhil-Kharij (mutation) cases on Revenue court case status (Vaad) (vaad.up.nic.in).
Ration card
- Apply for a new ration card or to add members on Food and Civil Supplies (fcs.up.gov.in) or through a Jan Seva Kendra (CSC). Cards are issued in the name of the senior woman of the household.
- In rural areas the application is verified by Bighapur block officials and approved by the supply inspector / District Supply Officer.
Old-age, widow and disability pension
- Apply online on Social pension portal (SSPY) (sspy-up.gov.in) or through a Jan Seva Kendra (CSC), attaching age (or spouse’s death / disability) proof, income certificate, Aadhaar and bank passbook.
- Rural applications are verified by the Bighapur Block Development Officer (BDO); once sanctioned, the pension is paid straight into the bank account.
MGNREGA job card and work
- Apply at Karmi gram panchayat with photos and Aadhaar of the adult household members; the job card should be issued within 15 days.
- Ask for work in writing and keep the receipt, if work is not given within 15 days you are entitled to an unemployment allowance. Check attendance and wage payments on nrega.nic.in with the job card number.
Complaints and Right to Information (RTI)
- File a complaint about any government service on IGRS (Jansunwai) (jansunwai.up.nic.in) or call 1076; it is routed to the responsible officer and you can track the outcome online.
- For details of panchayat spending or works, file an RTI application (₹10 fee) with the Public Information Officer at Bighapur block; works and payments are also visible on egramswaraj.gov.in.
Portals and procedures change from time to time; confirm with the concerned office before applying.
Government schemes for residents of Karmi
The following central and Government of Uttar Pradesh schemes are most relevant to households in Karmi. Each card says who is eligible, what you get and where to apply locally; open a scheme for the full eligibility rules, documents and step-by-step application process.
Pradhan Mantri Awas Yojana – Gramin (PMAY-G)
Financial help to build a pucca house with basic amenities for rural families who are homeless or live in kutcha houses.
| Benefit | ₹1.20 lakh in plain areas (plus MGNREGA wages and a Swachh Bharat toilet) |
|---|---|
| Who can apply | Houseless or kutcha-house families identified through SECC/Awaas+ survey and approved by the Gram Sabha |
| Where to apply | the panchayat secretary and the Bighapur block office |
Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGA)
Legal guarantee of up to 100 days of paid unskilled work per rural household per year, on works such as ponds, roads, plantations and farm bunds.
| Benefit | Up to 100 days of work a year at the notified daily wage, paid into your bank/post office account |
|---|---|
| Who can apply | Any adult member of a rural household willing to do unskilled manual work |
| Where to apply | the panchayat secretary and the Bighapur block office |
PM Kisan Samman Nidhi (PM-KISAN)
Income support of ₹6,000 a year, paid in three instalments of ₹2,000 directly to the bank accounts of land-holding farmer families.
| Benefit | ₹6,000 per year in three instalments |
|---|---|
| Who can apply | Farmer families owning cultivable land (with exclusions for taxpayers, pensioners and officials); e-KYC and land seeding required |
| Where to apply | the nearest Common Service Centre (CSC), online and the Bighapur block office |
Ayushman Bharat – PM Jan Arogya Yojana (Ayushman card)
Cashless hospital treatment up to ₹5 lakh per family per year at empanelled government and private hospitals; all citizens aged 70+ are also covered.
| Benefit | Health cover of ₹5 lakh per family per year |
|---|---|
| Who can apply | SECC-listed deprived families, NFSA ration-card families covered by the UP extension, and senior citizens 70+ |
| Where to apply | the nearest Common Service Centre (CSC) and online |
Free ration under NFSA / PM Garib Kalyan Anna Yojana
Free foodgrains every month through fair price shops: 5 kg per person for priority households and 35 kg per family for Antyodaya cards.
| Benefit | Free wheat/rice every month |
|---|---|
| Who can apply | Households holding a Priority Household (PHH) or Antyodaya (AAY) ration card |
| Where to apply | the nearest Common Service Centre (CSC) and the Bighapur block office |
Old Age Pension (Vridhavastha Pension), Uttar Pradesh
Monthly pension for elderly people from low-income families, paid quarterly into their bank account.
| Benefit | ₹1,000 per month |
|---|---|
| Who can apply | Age 60+ and family income within the notified rural limit |
| Where to apply | online, the nearest Common Service Centre (CSC) and the Bighapur block office |
Destitute Women (Widow) Pension, Uttar Pradesh
Monthly pension for widowed women aged 18 or above from low-income families.
| Benefit | ₹1,000 per month |
|---|---|
| Who can apply | Widowed women 18+ within the notified income limit |
| Where to apply | online and the nearest Common Service Centre (CSC) |
Divyang (Disability) Pension, Uttar Pradesh
Monthly maintenance grant for persons with 40% or more disability from low-income families.
| Benefit | ₹1,000 per month |
|---|---|
| Who can apply | Disability of 40%+ (medical certificate / UDID) within the income limit |
| Where to apply | online and the nearest Common Service Centre (CSC) |
Swachh Bharat Mission – Gramin (household toilet)
Incentive to build an individual household toilet, plus solid and liquid waste management works in villages under ODF Plus.
| Benefit | ₹12,000 incentive for a household toilet |
|---|---|
| Who can apply | Rural households without a toilet (BPL and identified APL categories) |
| Where to apply | the panchayat secretary, the Bighapur block office and online |
Jal Jeevan Mission – Har Ghar Jal
Functional household tap connection providing safe drinking water to every rural home, managed with the village water and sanitation committee.
| Benefit | Free household tap connection |
|---|---|
| Who can apply | All rural households |
| Where to apply | the panchayat secretary |
Pradhan Mantri Ujjwala Yojana (free LPG connection)
Deposit-free LPG connection with first refill and stove for women from poor households.
| Benefit | Free LPG connection, first refill and stove |
|---|---|
| Who can apply | Adult women from poor households without an existing LPG connection |
| Where to apply | online and the nearest Common Service Centre (CSC) |
Mukhyamantri Kanya Sumangala Yojana
Staged cash support for girls from birth to graduation, paid in six instalments to encourage health and education of the girl child.
| Benefit | Up to ₹25,000 in six instalments |
|---|---|
| Who can apply | Girls of UP families with annual income up to ₹3 lakh (max. two daughters per family) |
| Where to apply | online and the nearest Common Service Centre (CSC) |
Pradhan Mantri Matru Vandana Yojana (PMMVY)
Maternity benefit for pregnant and lactating mothers to compensate wage loss and support nutrition.
| Benefit | ₹5,000 for the first child; ₹6,000 if the second child is a girl |
|---|---|
| Who can apply | Pregnant women and lactating mothers (excluding regular government employees) |
| Where to apply | the Anganwadi centre and online |
Pradhan Mantri Jan Dhan Yojana (zero-balance account)
Basic savings bank account with no minimum balance, RuPay debit card with accident insurance and overdraft facility.
| Benefit | Zero-balance account, RuPay card, ₹2 lakh accident cover |
|---|---|
| Who can apply | Any Indian resident aged 10+ without a bank account |
| Where to apply | your bank branch |
Terrain and climate of Karmi
- Elevation
- 109 mEstimateSRTM elevation model
- Average annual rainfall
- 844 mm2001-2020EstimateNASA POWER
Karmi sits about 109 metres above sea level, close to the Unnao district average of 126 m. EstimateSRTM elevation model
On long-term averages, the area around Karmi receives roughly 840 mm of rain a year, 86% of it between June and September, slightly below the Uttar Pradesh average of 970 mm. The land around it is almost flat, heights within 2 km vary by only about 9 m, typical of the alluvial plains. Summers are hot: in June, daytime highs average about 50°C, while January nights cool to around 2°C.
Land cover around Karmi
Land cover within about 2 km
- Cropland 94%
- Tree cover 2.7%
- Built-up land 1.3%
- Water and wetland 0.6%
- Grass and scrub 1.3%
Farming dominates the landscape: satellite data (ESA WorldCover 2021) shows about 94% of the land within roughly 2 km of Karmi under crops, 1% built up and 3% under trees, with 1% water or wetland. 2021EstimateESA WorldCover 2021
Karmi Gram Panchayat: frequently asked questions
In which block and district is Karmi Gram Panchayat?
What is the LGD code of Karmi Gram Panchayat?
The Local Government Directory (LGD) code of Karmi Gram Panchayat is 92248.
How many villages are there in Karmi Gram Panchayat?
Karmi Gram Panchayat has 9 revenue village(s): Bbhadaiya Khera, Dariyabad, Duruharu, Fattehpur, Karmi, Katri Bhadaiya Khera, Keola Khera, Narghuwa and Terhwa.
Who is the Gram Pradhan of Karmi Gram Panchayat?
The Gram Pradhan of Karmi Gram Panchayat is Jamuna Prashad; their mobile number is on this page under “View number” (source: UP Panchayati Raj Department, 2026-10-14).
Which assembly constituency does Karmi come under?
Karmi comes under the Bhagwantnagar Vidhan Sabha (assembly) constituency.
Who is the MLA of Karmi?
The MLA for Bhagwantnagar is Ashutosh Shukla (Bharatiya Janata Party) (2022 general election).
Which Lok Sabha constituency is Karmi in?
Karmi is in the Unnao Lok Sabha constituency.
Who is the MP of Karmi?
The Member of Parliament for Unnao is Swami Sachchidanand Hari Sakshi (Bharatiya Janata Party) (2024 Lok Sabha election).
What is the PIN code of Karmi?
The PIN code of Karmi is most likely 209863, 209827. Confirm the exact PIN for your village with the nearest post office.
Which is the nearest railway station to Karmi?
The nearest railway station is Kulha-Halt, about 12 km away (straight-line).
How far is Karmi from Unnao?
Karmi is about 34 km south of Unnao district headquarters (straight-line distance).
Where are the polling centres of Karmi?
According to the State Election Commission, the polling centres for Karmi are: प्राथमिक पाठशाला गंगानगर and प्राथमिक पाठशाला करमी.
Which is the nearest bank to Karmi?
Nearby branches include Punjab & Sind Bank, Hari Ramkhera (IFSC PSIB0021209), roughly 4.5 km away.
Where can residents of Karmi get land records (Khatauni)?
Open UP Bhulekh (upbhulekh.gov.in), choose district Unnao and Tehsil Bighapur, then your village to see the Khatauni. A certified copy is available at a Common Service Centre or the Bighapur Tehsil office.
How can I complain about work in Karmi Gram Panchayat?
Raise it first in the Gram Sabha meeting. Then give a written complaint to the ADO (Panchayat) at Bighapur block, or register it on IGRS (Jansunwai) (jansunwai.up.nic.in) / helpline 1076. Panchayat spending can be checked on egramswaraj.gov.in.
Which gram panchayats are near Karmi?
Garhewa (1.3 km), Piprasar (1.6 km), Vibhaora Chandan Pur (2.4 km), Chilauli (4.0 km) and Sathniwala Khera (4.1 km)
Who is the panchayat secretary of Karmi?
The panchayat secretary of Karmi is Dharmendr Kumar.
Data sources and updates
Information on this page is compiled from public and open government datasets. Figures reflect each source’s reference date and may have changed since; please confirm with the concerned office for official use.
- Assembly constituency boundaries (post-2008 delimitation), datameet/maps, CC BY 2.5 IN
- Airports (OurAirports), Public domain
- Aspirational Districts and Aspirational Blocks Programmes, Public government data
- NASA POWER agro-climatology (long-term monthly normals), Public domain (NASA) (as of 2026-10-14)
- Digital Panchayat curated tables (divisions, ODOP, schemes), CC BY 4.0
- Calculated by Digital Panchayat from the sources cited alongside, CC BY 4.0
- DIGIPIN national addressing grid, computed from the panchayat's reference point, Open algorithm
- SRTM 1-arc-second elevation (AWS Terrain Tiles, Skadi), Public domain (SRTM); see terrain-tiles attribution (as of 2026-10-14)
- Bank branches with IFSC/MICR (razorpay/ifsc-api), MIT (public RBI data)
- UP gram pradhan election results 2005–2021 (in-rolls/local_elections_up), MIT (compilation); public election results (as of 2026-10-14)
- ESA WorldCover 10 m land cover 2021 (v200), CC BY 4.0 (as of 2026-10-14)
- Local Government Directory snapshot (planemad/india-local-government-directory), GODL-India (as of 2022-03-11)
- Lok Sabha 2024 constituency results, Public results (as of 2024)
- Government schemes (myScheme.gov.in), Public scheme information (dataset Apache-2.0)
- National Family Health Survey 5 district fact sheets, Public fact sheets (as of 2019-21)
- Panchayat Advancement Index, theme-wise gram panchayat scores, Public government data (as of 2026-10-14)
- Census of India 2011 Primary Census Abstract (district), Public (as of 2011)
- All-India post office and PIN directory with coordinates, GODL-India
- National Panchayat Awards winners, Public government data (as of 2026-10-14)
- Railway stations (datameet/railways), CC0
- UP SEC panchayat polling centres (in-rolls/up_polling_station_locations), Public government data; compilation by in-rolls
- Gram panchayat office-bearers report (PB-2 form), Public government report (as of 2026-10-14)
- UP Vidhan Sabha 2022 and Lok Sabha 2024 segment results, Public results (as of 2022)
- Wikidata, CC0
Data last refreshed: October 15, 2026
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